Community Based Institutions


Self Help Groups (SHGs)
SPECTRA organizes poor rural women into community institutions in the form of Self-Help Groups (SHGs) - each consisting of 10-15 women -- that act as social platforms to address issues of financial inclusion, healthcare, livelihoods, education and the environment. As on May-2015, Spectra is working with 300 SHGs and more than 4000 rural women in Alwar district.
Women Farmers Club:
16 clubs are formed consisting 25-50 women farmers including SHGs women; they are facilitating the improved agricultural techniques among others. Our staff conduct regular meeting with farmers club and discussed their concern issues. They motivate other women farmers to establish Ajola and Vermi compost unit in their areas. They were given training on current farming activities. One of the key things are done is to understand the key constraints in the current crops grown through a rapid sub-sector assessment and thereafter provide the required support in minimizing the constraints. This was done through conduct of specific training as well as demonstration plots.  They are trained to address disparate produce/products that need separate attention and technical support. Milk, vegetables and growing wheat, for example, are different products with different handling needs and markets that can be complex. The club is acting as aggregators, both for collective purchase of Agri-inputs and sale of produce, for getting better prices and hence higher profits for its SHG members. The Club is also trained to gather market intelligence on prices offered by various mandis before buying and selling.
Cluster Formation: 3 village level clusters are formed in the projected area of Rata Khurd namely Angan, Udan and Parwaz in Kishangarh bas of Alwar district. Our staff conduct regular monthly meeting with the members of cluster and discuss the quality of SHGs. Their problems at group level are also solved in this meeting.
Mahila Manch (Federation):  Recently the federation is formed and the inauguration is done to sustain the groups and microfinance programme and to build community ownership.   
Financial Literacy Programme: 

Under this Financial Literacy Programme, it is taught to SHGs women how to make small savings, management of domestic budget and how to avoid the unnecessary expenditure in their life. Training programme is conducted to make women able to control their financial management in their day to day life. Spectra with collaboration of NABARD provide trainings on financial literacy to SHGs women.